Our Used Car Dealer Program

Insurance Carriers

The insurance companies we work with have been in the automobile dealer industry for many years; some as long as 50.

They are backed with high A.M. Best ratings. This assures that they are financially as strong or stronger than competing insurance companies. They are accepted by financial institutions that you conduct business with.


Claims Practices

Our carriers have direct 800 phone numbers for easy contact with claims, and specialists available 24/7 to help you.  You can even contact Kelly himself for special assistance.


Loss Control / Safety Practices

We have Car Dealer Safety Programs and Loss Control Services available.


Types of Dealers We Insure

Retailers / Brokers / Wholesalers
Franchised Dealers
Non-Franchised Dealers
Cars, Vans, SUV's & Pickups
RVs -- Recreational Trailers
Antique / Collector Vehicles
Heavy Equipment/Farmer Equipment
Semi Truck and Trailers
Motorcycle/ATV Sales

Common Policy Coverages

Garage Liability
Broadened Liability
Garage Keepers Liability (Legal, Excess or Direct Primary)
Dealers Open Lot
Building Coverage
Business Property
Crime - including employee dishonesty
Tools & Data Processing
Business Income & Extra Expense
EDP
Valuable Papers
Accts Receivable


Other Coverages to Consider

Dealer Title Errors & Omissions
Lemon Law
False Pretense
Odometer 
DOC
Additional Insured
Mortgagee’s / Lienholders
Furnished Vehicle
Contingent Lease / Rental Liability & Personal Damage
Pollution Liability
Internet & Network Liability
Employment Practices Liability
Government Confiscation
Consumer Complaint Legal Protection